Meet Cheryl Stuntebeck
Cheryl's 25 years of experience have given her a high commitment to customer service and prompt communication with her clients. She prides herself on responsive service and professional expertise, while striving to meet the financial needs specific to each client. She asks questions to understand the goals of each client and is sensitive to the concerns of today's financially aware consumers. Competitive rates and fees, along with flexible programs enable Cheryl to help more homebuyers achieve their goals.
Put Cheryl's 25 years of experience to work for you. With a B.A. degree in business from St. Cloud State University, Cheryl has the background needed to professionally evaluate and present the best program to her clients.
With two young children at home, Cheryl successfully juggles her family and her career. She has been married for over 18 years to her husband, Scott, and is the dynamic mother of two wonderful sons.
Our process is smooth and simple from start to finish:
- Talk with me. I will work with you to help you determine your financing options and answer all your questions.
- Apply Online. Complete your mortgage application at your convenience through our online application.
- Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
- Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
Home Financing Calculators
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage payments be?
- How much will my payments be for a balloon mortgage?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?
Thank you for your excellent service that made our financing on our new house as stress free as could be. You are a real pro and we appreciate your patience with us as went through a LONG discernment process. Best wishes as your career moves ahead in a business that really impacts peoples’ lives.
MJ and Jeanine
Cheryl was really professional and easy to work with. She was always willing to answer questions and clarify anything I didn't understand. As a first time home buyer, that was really helpful. She was also very responsive even late in the evening or on the weekend. I found the house I thought was the one on a Saturday and she was able to run all the numbers and get mortgage estimates and a pre-approval letter within 15 minutes. When dealing with time sensitive things such as making an offer and even signing papers that could hold up the mortgage process. We had everything done days before closing which was a great feeling! I would definitely recommend Cheryl to anyone looking for a lender for a home.
Cheryl and her team were awesome during the whole process of buying a house. She was really transparent with the documentation I should provide and how process would flow. Their interest rate was much lower than a bank I was talking to. I really love her and her team; they are a blessing on mine and my family's life. I felt she was really interested and careful about my situation and this made all the difference. Her participation was crucial specially by following the schedule for the closing date, which as really tight. Thank you from the bottom of my heart.
Thank you so much for all of your assistance in purchasing our home. You are truly a very professional person and your kindness is very much appreciated. We love our new home and are finally getting everything in place. Flower gardens are done and back yard is beautiful as is our home.
Thanks again and much success in your business. You were wonderful to work with.
Rick & Annette
I had nothing but a positive experience! I’ve already recommended Cheryl’s services to friends, will continue to do so, and highly recommend to anyone who is looking for a mortgage broker that is definitely at the top of her game! The whole mortgage thing was very foreign to e – she made it easy, answered all of my questions, and handled every little issue that arose to enable my closing to go off without the slightest hitch!
I’ve refinanced twice in the past 4 years through Cheryl. Each time she has taken the time to find the loan that fits the situation I was in at the time. I had no idea there were so many loan options available. She answered all my questions within minutes of me emailing her (email was my communication of choice at the time). My wife and I could not have been happier!
Ryan and Whitney
Thank you for your email, and thank YOU for referring Lauren to us. Sorry for the delay, we have both been on the go all day! We have so enjoyed working with you more and more these past couple of months, and we look forward to continuing that relationship with you. We have been so happy with your service and expertise, and we know any clients we send your way are in good hands - and we will continue to recommend you to them.
Pablo and Dawn
Cheryl was a very knowledgeable lender. From the first meeting for pre-approval she very friendly and very understood with the entire question that I had as a first time home buyer. She promptly answered all of my emails and returned all of my calls the same day throughout the entire process. The entire time, she made sure to inform me of all things a first time homebuyer doesn't even know to ask about. Even after the closing was complete and done, she still checked in a few times to make sure that it all went as planned and there were no issues with the home she was part of purchasing process for. It is nice to still get random surprises and cards from her in the mail wishing all is well. I have already recommended Cheryl for people in need of a lender and will continue to do so in the future because of her amazingly thorough and professional approach to home mortgage lending.
Thank you so much for your help throughout our home purchase. You were extremely quick to respond, and kept things simple when we had questions. You were involved when we needed you, and not involved when we didn't. You showed a lot of balance in walking that fine line. Thanks again, and I hope you had a great weekend.
May I just take this opportunity to once again, say you are the BEST! I LOVE when my clients work with you. I never have to worry about how things are coming along. You are ALWAYS on your "A" game. Feel free to share this with anyone/anywhere you want to. I couldn't be happier with your level of service to my clients.
Matt & I had a meeting today and we were reviewing all of our files. We were looking through John & Lydie Ly's and had a conversation about how awesome it has been to work with you and what a great job you have done throughout the Ly's purchase! It has taken a long time and everyone has been so wonderful to work with & quick to communicate about everything.
We appreciate it & thank you very much!
Christina & Matt
The Strobl Group
We cannot thank you enough! This has been a smooth and stress free process because of you. Thank you for putting up with our many questions and concerns. We are very excited to move into our very own home!
Thank you! Thank you! Thank you!
Jenaya & Luke
Cheryl and Caroline,
Thank you for everything you did for us in helping us buy our new home. You were great to work with and made the entire process very easy. We are still getting settled in, but we love the home.
Bret and Lexy
I want to say thanks for your dedicated service during my loan process. I have recommended you to some of my friends interested in buying homes. I would not refer them to anyone else. I want my loved ones to get the best experience and service just like I did.
Thank you so much for helping me buy my first home! You made the experience go so smoothly. Thanks for answering all my questions; I know I had a lot! We love our new home!
Cheryl helped me get my dream home, she is very good at what she does. I recommended going with her for a loan. I had to move fast because I had a dead line to beat. So, I went to look at seven townhouse on Wednesday and by Thursday we put an offer in and by Friday we got the loan approved in and locked before the new law affected by Monday. The new law was that the date off the foreclosure started 3 1/2 yrs instead of three year that why I had to get my loan in before Monday or I would have to wait 6 more month to approve for a loan!! I'm so thankful that I went with her for the loan and thank you Cheryl Stuntebeck for making my dream come true!!
Souli and Malalack
Hi Cheryl and Caroline-
See and I have not had the chance since we closed on our home to thank you both and we want to do that at this time by letting you both know that "We Thank You Greatly for helping us and guiding us through the entire process in us being able to close our home. We couldn't have done it without your assistance." We also have received the pizza cutter and gift card in the mail and will definitely put it to good use so thanks for that as well. That was very kind of you.
We are still adjusting and unpacking as you could imagine with a move but are enjoying our new home the best we can.
Thank you both once again.
Bouachanh and See